South Bend Homes under $400,000

Welcome to South Bend, Indiana—a vibrant city that beautifully blends rich history with modern amenities, making it an ideal place to call home. Nestled in St. Joseph County, South Bend is renowned for its picturesque landscapes, charming neighborhoods, and a strong sense of community. With a population that thrives on tradition and innovation, South Bend offers a unique lifestyle that caters to families, young professionals, and retirees alike.

One of the most appealing aspects of South Bend is its diverse real estate market, particularly for those seeking homes under $400,000. Whether you’re a first-time buyer or looking to downsize, you’ll find a variety of options that suit your needs and budget. From cozy bungalows to spacious family homes, the housing inventory is both affordable and attractive, often featuring beautiful yards and proximity to local parks.

Living in South Bend means enjoying a wealth of cultural attractions, including the iconic University of Notre Dame, which not only enhances the city's educational landscape but also adds a vibrant energy to the community. Explore the local arts scene, indulge in delicious cuisine at a plethora of restaurants, or take a leisurely stroll along the scenic Riverwalk.

With an affordable cost of living and a welcoming atmosphere, South Bend is a hidden gem in the Midwest. Discover your dream home in this dynamic city, where every day offers new opportunities for adventure and connection. Embrace the charm of South Bend, and let it be the backdrop for your next chapter!

Newest South Bend Homes under $400,000

$219,900

4 Beds ⋅ 2 Baths ⋅ 202641658 MLS ⋅ 1,520 SqFt. ⋅ Eduardo Arevalo

Beautiful 4-bedroom ranch home offering a great combination of space, updates, and convenience! This move-in ready home features approximately 1,520 sq. ft. of living space with fresh paint, updated flooring, light fixtures, appliances, a metal roof, and many more improvements throughout. Situated on an approximately 0.20-acre lot in an established South Bend neighborhood, the home is conveniently located near schools, parks, shopping, dining, and the Ireland Road retail corridor. Home warranty included for added peace of mind—move in and enjoy!

4119 York Rd, South Bend

Listing courtesy of Eduardo Arevalo from CENTURY 21 Bradley Realty, Inc. Cell: 260-888-5140

$105,000

4 Beds ⋅ 1 Baths ⋅ 202641653 MLS ⋅ 1,440 SqFt. ⋅ Faith Royce

Great opportunity with tons of potential! This 4-bedroom, 1-bath home offers a spacious layout, unfinished basement, and plenty of room to add value. A solid option for investors, rental property owners, or buyers looking for their next renovation project.

760 S Edison Ave, South Bend

Listing courtesy of Faith Royce from Weichert Rltrs-J.Dunfee&Assoc..

$70,000

3 Beds ⋅ 1 Baths ⋅ 202641626 MLS ⋅ 1,008 SqFt. ⋅ Jerry Mack

Get into this three bedroom, one bath home, Michiana! An investor special with lots of potential. Nice sized yard and a one car detached garage. Bring your ideas, but don't wait....because this is priced to go fast! This next project home is all about YOU!

822 Roosevelt St, South Bend

Listing courtesy of Jerry Mack from Inspired Homes Indiana. jmack@inspiredhomes.com

$254,900

3 Beds ⋅ 2 Baths ⋅ 202641606 MLS ⋅ 1,474 SqFt. ⋅ Erika Ortiz

Location, character, and beautiful updates! This home has it all. Just a 5-minute drive to the University of Notre Dame, this completely remodeled 3-bedroom, 1.5-bath home blends timeless charm with modern style. Gorgeous archways, quartz countertops, crisp cabinetry, a stunning backsplash, and black & gold accents give this home a unique character you don’t find in every remodeled property. Major updates are already done, including the roof, furnace, A/C, electrical, and plumbing, so you can move in and enjoy. The enclosed sunroom is the perfect spot for morning coffee, surrounded by your favorite plants and a good book. Full of character, beautifully updated, and perfectly located near Notre Dame, this one is ready to feel like home.

118 Myrtle St, South Bend

Listing courtesy of Erika Ortiz from Brick Built Real Estate. Cell: 219-379-6824

$299,900

3 Beds ⋅ 3 Baths ⋅ 202641604 MLS ⋅ 2,229 SqFt. ⋅ Terri Bartek

**OPEN HOUSE THURSDAY 10/8 12:00–1:00 & 5:30-6:30** Enjoy room to spread out and a location that brings nature and city conveniences together. This spacious, ground-floor condo is part of Riverside Ct Condos, an intimate community of just eight owner-occupied residences across the street from the St. Joseph River and along a walking trail, with downtown South Bend and Notre Dame nearby. The single-level floorplan offers three generously sized bedrooms, two full baths, and a convenient half bath. An inviting living room with a fireplace flows into the dining area, providing comfortable space for everyday living and entertaining. A bright sunroom framed by windows overlooks the landscaped grounds - the perfect spot for morning coffee or a quiet afternoon with a book. The kitchen features white cabinetry, a center island, abundant storage, and a pass-through to the dining area. The spacious primary suite includes a private bath and multiple closets, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. A dedicated laundry/utility room, additional storage, and an attached two-car garage add everyday practicality. Settle into a home with space for the things you love, convenient trail access, and proximity to dining, entertainment, and campus activities. All units must be owner-occupied; rentals are not permitted. HOA covers the exterior of structure, lawn and grounds. Owner is responsible for windows and doors.

732 Riverside Ct, South Bend

Listing courtesy of Terri Bartek from Coldwell Banker Real Estate Group. Cell: 574-514-4839

$75,000

2 Beds ⋅ 1 Baths ⋅ 202641568 MLS ⋅ 1,056 SqFt. ⋅ Aaron Bechtel

Great opportunity in South Bend’s Near Northwest neighborhood! This 2-bedroom, 1-bathroom single-family home offers 1,056 square feet of functional living space with strong character. The layout provides a comfortable interior ready for your cosmetic updates and minor repairs. Whether you are an investor looking to add a rental property to your portfolio or an owner-occupant ready to customize a home and build instant sweat equity, this property offers tremendous value and upside. Property is being sold as-is. Conveniently located with easy access to local schools, parks, and downtown South Bend.

1212 California Ave, South Bend

Listing courtesy of Aaron Bechtel from BIG Realty Services, LLC. Cell: 574-208-6755

$249,000

3 Beds ⋅ 2 Baths ⋅ 202641560 MLS ⋅ 1,484 SqFt. ⋅ Robert Leonard

his 3-bedroom, 2-bathroom ranch home offers a fantastic opportunity in a convenient location just north of Notre Dame. The home features a practical one-level floor plan, a good-sized fenced-in backyard, and plenty of potential to make it your own. While the property needs some TLC, it offers a solid opportunity for a buyer looking to add their personal touches and build equity. Enjoy being close to Notre Dame, shopping, dining, entertainment, and major roadways, making everyday conveniences and campus activities just minutes away. Whether you're looking for a home near campus, an investment property, or a property with renovation potential, this one is worth a look.

19065 Oakmont North Dr, South Bend

Listing courtesy of Robert Leonard from Cressy & Everett - South Bend. Cell: 815-735-5936

$334,900

3 Beds ⋅ 2 Baths ⋅ 202641531 MLS ⋅ 1,224 SqFt. ⋅ Drew Overmyer

Discover the perfect blend of comfort, convenience, and value at 714 N Jacob St! The location is hard to beat, with Notre Dame and Eddy Street Commons within walking distance. You'll have dining, shopping, entertainment, and campus just minutes from your front door. This well-maintained 3-bedroom, 1.5-bathroom home offers over 1,200 square feet of single-level living, providing an easy and functional layout for everyday life. Inside, you'll find new flooring, a refreshed kitchen, and numerous updates throughout, giving the home a clean, move-in-ready feel. An attached garage adds valuable convenience and storage. Whether you're looking for a primary residence, investment property, or a home close to Notre Dame, this property offers great space, extensive updates, and an unbeatable location at an attractive value. Schedule a showing today!

714 N Jacob St, South Bend

Listing courtesy of Drew Overmyer from At Home Realty Group. Cell: 574-299-3184

$319,000

4 Beds ⋅ 3 Baths ⋅ 202641489 MLS ⋅ 2,205 SqFt. ⋅ Debbie Foster

Welcome Home To: 52791 Holly Court! This home will hug you the moment you walk in as you will feel the love the Sellers shared in this home for the last 60 years! Great family home with 4 BEDROOMS + there is an additional room in the basement that could be used as a 5th BEDROOM with no egress window currently. NEW ROOF (2017), NEW WELL (2019), NEWER WALK IN SHOWER, WATER HEATER, (2) A/C UNITS TOO! Summer will be a blast in your HEATED INGROUND 22X40 SWIMMING POOL (Depth 3ft-9.5ft). Large fenced in backyard with VINYL PRIVACY FENCING. Shed for all your pool toys & extra yard equipment. IRRIGATION SYSTEM with separate well. Stackable Washer & Dryer located on the main Level with hookups on the lower level too. So much space in this home to enjoy inside and outside. Bring your decorating ideas and start making memories!

52791 Holly Ct, South Bend

Listing courtesy of Debbie Foster from Cressy & Everett - South Bend. Cell: 574-298-1428

$198,888

4 Beds ⋅ 2 Baths ⋅ 202641432 MLS ⋅ 2,596 SqFt. ⋅ Valerie Swihart

Completely renovated Victorian era home featuring: Custom main floor bathroom with double sinks, full bathroom upstairs, completely new kitchen with a double refrigerator, hardwood floors, original trim work, walk in closets, large bedrooms, large front porch and large back deck. There are 4 bedrooms, 2 downstairs with a full bathroom and 2 bedrooms upstairs with a full bathroom.

1212 Lincoln Way, South Bend

Listing courtesy of Valerie Swihart from Pyramid Realty LLC.

$310,000

4 Beds ⋅ 3 Baths ⋅ 202641431 MLS ⋅ 2,675 SqFt. ⋅ Adam Pendl

Welcome to this spacious home offering a functional layout, great potential, and plenty of opportunity to make it your own. The main level features a vaulted formal living/dining area, kitchen with granite countertops, tile backsplash, white cabinetry and stainless steel appliances, plus a family room open to the kitchen with a wood-burning fireplace and skylight. A tile entry, main level bedroom, and main-level half bath add convenience. The upper level offers 3 bedrooms, including a primary suite complete with full bath, along with a full hall bath. The finished basement provides additional living space. Exterior features include vinyl siding, attached 2-car garage, fenced backyard, wood deck and storage shed. HVAC was installed in 2017 and water heater in 2021. Property is being sold AS IS and is priced accordingly. Great opportunity for buyers looking to add value with cosmetic updates and improvements.

18840 Cedar Mill Ct, South Bend

Listing courtesy of Adam Pendl from eXp Realty, LLC. Cell: 574-532-2522

$399,900

4 Beds ⋅ 3 Baths ⋅ 202641384 MLS ⋅ 1,882 SqFt. ⋅ Eric Kovalak

New Construction Home in Audubon Woods in the South Bend school district. Ready this month! This traditional two-story home offers 1,882 sqft of thoughtfully designed living space with 4 bedrooms and 2.5 baths, blending everyday comfort with timeless style. The great room is positioned at the front of the home, welcoming you in with natural light and a space that feels inviting from the moment you enter. Just beyond the kitchen, a dedicated dining nook with sliding glass doors offers a bright, inviting space for everyday meals, conversation, quiet mornings and access to the backyard. The modern kitchen is equipped with white cabinetry, quartz countertops, tile backsplash, and stainless-steel appliances with refrigerator. Upstairs, all four bedrooms are thoughtfully arranged for privacy, including a spacious primary suite with a private bath and walk-in closet that feels like a personal retreat. The home includes a 10x10 patio to the backyard, creating the perfect space for outdoor dining, entertaining, or relaxing while seamlessly extending your living space for easy indoor-outdoor living. With energy-efficient construction and a layout designed for flow and flexibility, this home offers a space that simply feels good to come home to. RESNET energy smart construction will save an estimated $1,195 annually. Actual savings may vary. See HERS Rating Certificate and Energy Smart Flyer for details. Home includes a 10-year structural warranty, offering lasting peace of mind.

51633 Prescott Ave, South Bend

Listing courtesy of Eric Kovalak from Copper Bay Realty, LLC.

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.