South Bend Homes under $200,000

Welcome to South Bend, Indiana – a city where rich history meets vibrant community spirit! Nestled in St. Joseph County, South Bend is renowned for its charming neighborhoods, diverse culture, and a strong sense of belonging. Known as the home of the University of Notre Dame, this city boasts a youthful energy that permeates through its parks, restaurants, and local events.

For those seeking affordable housing options, South Bend is a treasure trove of homes under $200,000. Whether you’re a first-time homebuyer, a growing family, or looking to invest, you’ll find a variety of charming bungalows, cozy ranch-style homes, and updated townhouses that fit within your budget. The real estate market here is dynamic, offering a range of properties that combine comfort with affordability.

Imagine settling into a picturesque neighborhood with tree-lined streets, where friendly neighbors greet you with a smile. With its affordable housing options, South Bend provides the perfect backdrop for creating lasting memories. Enjoy the convenience of nearby amenities, including shopping centers, schools, and parks, all while being just a stone's throw away from the scenic St. Joseph River.

In South Bend, you’re not just buying a house; you’re investing in a lifestyle. Embrace the opportunity to be part of a community that values connection, culture, and camaraderie. Explore the real estate market today and discover your ideal home in this charming Midwestern gem!

Newest South Bend Homes under $200,000

$105,000

4 Beds ⋅ 1 Baths ⋅ 202641653 MLS ⋅ 1,440 SqFt. ⋅ Faith Royce

Great opportunity with tons of potential! This 4-bedroom, 1-bath home offers a spacious layout, unfinished basement, and plenty of room to add value. A solid option for investors, rental property owners, or buyers looking for their next renovation project.

760 S Edison Ave, South Bend

Listing courtesy of Faith Royce from Weichert Rltrs-J.Dunfee&Assoc..

$70,000

3 Beds ⋅ 1 Baths ⋅ 202641626 MLS ⋅ 1,008 SqFt. ⋅ Jerry Mack

Get into this three bedroom, one bath home, Michiana! An investor special with lots of potential. Nice sized yard and a one car detached garage. Bring your ideas, but don't wait....because this is priced to go fast! This next project home is all about YOU!

822 Roosevelt St, South Bend

Listing courtesy of Jerry Mack from Inspired Homes Indiana. jmack@inspiredhomes.com

$75,000

2 Beds ⋅ 1 Baths ⋅ 202641568 MLS ⋅ 1,056 SqFt. ⋅ Aaron Bechtel

Great opportunity in South Bend’s Near Northwest neighborhood! This 2-bedroom, 1-bathroom single-family home offers 1,056 square feet of functional living space with strong character. The layout provides a comfortable interior ready for your cosmetic updates and minor repairs. Whether you are an investor looking to add a rental property to your portfolio or an owner-occupant ready to customize a home and build instant sweat equity, this property offers tremendous value and upside. Property is being sold as-is. Conveniently located with easy access to local schools, parks, and downtown South Bend.

1212 California Ave, South Bend

Listing courtesy of Aaron Bechtel from BIG Realty Services, LLC. Cell: 574-208-6755

$198,888

4 Beds ⋅ 2 Baths ⋅ 202641432 MLS ⋅ 2,596 SqFt. ⋅ Valerie Swihart

Completely renovated Victorian era home featuring: Custom main floor bathroom with double sinks, full bathroom upstairs, completely new kitchen with a double refrigerator, hardwood floors, original trim work, walk in closets, large bedrooms, large front porch and large back deck. There are 4 bedrooms, 2 downstairs with a full bathroom and 2 bedrooms upstairs with a full bathroom.

1212 Lincoln Way, South Bend

Listing courtesy of Valerie Swihart from Pyramid Realty LLC.

$160,000

3 Beds ⋅ 3 Baths ⋅ 202641309 MLS ⋅ 1,470 SqFt. ⋅ Michael Fisher

Come see this nicely updated home! As you enter the front door, notice the bamboo flooring throughout the main floor, except the carpeted living room. Preparing meals and entertaining guests is pleasant and easy in the updated kitchen which is open to a roomy dining area. Beyond the kitchen you'll find the spacious living room with a 4-panel slider to the patio, so you will enjoy lots of natural lighting. The conveniently located half bath adjacent to the front door is perfectly located for guests. Upstairs, you'll find two bedrooms on your left and a huge hall closet on your right. Just after the hall bathroom is the primary bedroom with en suite, roomy closet, PLUS a bonus room available for you to use however you want. It could be a large walk-in closet, dressing room, home office, or whatever you envision. Come see this lovely home that provides low maintenance living in the highly sought-after Penn Harris Madison School Corp. This home was recently refreshed and ready for you to make it your own. Schedule your showing today!

2500 Topsfield Rd Unit 705, South Bend

Listing courtesy of Michael Fisher from eXp Realty, LLC. Cell: 269-449-4686

$159,000

2 Beds ⋅ 1 Baths ⋅ 202641247 MLS ⋅ 768 SqFt. ⋅ Carina Cruz

Completely Renovated & Move-In Ready! This beautifully updated home has been renovated throughout with thoughtful improvements inside and out. Updates include new electrical outlet receptacles and switches throughout, new light fixtures, and new Bluetooth-controllable ceiling fans. Plumbing updates include new shutoff valves and new plumbing fixtures throughout the home. Three new mini-split units with inverter heat pump technology provide efficient heating and cooling, with two units offering WiFi-enabled smart controls. The kitchen, laundry room, hallway, and bathroom feature new tile flooring, while the bedrooms and living room have new plank flooring. The bathroom has been updated with a new bathtub/shower and sliding glass doors. The kitchen also features new appliances. Fresh interior and exterior paint completes the updates and gives the home a clean, refreshed look. Conveniently located near the US 20 Bypass, providing easy access to shopping, dining, entertainment, and everyday conveniences. So much has been done, come see all this renovated home has to offer!

3719 Carroll St, South Bend

Listing courtesy of Carina Cruz from Michiana Realty LLC.

$179,900

4 Beds ⋅ 2 Baths ⋅ 202641231 MLS ⋅ 1,296 SqFt. ⋅ Jill Robinson

If you’ve ever dreamed of living in Hollywood, here’s your chance to have a Hollywood address of your own! This turn-key 4-bedroom, 2-full-bath home offers plenty of space, fresh updates, freshly painted and brand-new vinyl plank flooring and new carpet, along with a vaulted ceiling that adds to the open, spacious feeling the added room off the kitchen is great for entertaining. Upstairs, you'll find a private primary suite with double closets, creating a comfortable retreat all your own. The main level offers the convenience of main-floor laundry. The oversized garage could fit 4 cars, with plenty of storage even includes a refrigerator that stays with the home, the fenced backyard provides plenty of room to enjoy the outdoors and space for your four-legged friends.

2433 Hollywood Pl, South Bend

Listing courtesy of Jill Robinson from eXp Realty, LLC. Cell: 574-250-9980

$179,500

3 Beds ⋅ 1 Baths ⋅ 202641144 MLS ⋅ 1,368 SqFt. ⋅ Zena Marie Capers

Fully rehabbed 3 bedroom, 1 bath home, move-in ready and priced to be affordable. Updates include a new HVAC system and new appliances. The full basement provides storage and room to finish or use as needed. Detached 1-stall garage. Close to Muessel Park and neighborhood shops. Sellers are offering a home warranty and/or seller concessions with an acceptable offer. This is a finished home with no renovation to take on. Schedule a showing today.

1046 Lawndale Ave, South Bend

Listing courtesy of Zena Marie Capers from Berkshire Hathaway HomeServices Northern Indiana Real Estate. 574-284-2600

$200,000

3 Beds ⋅ 2 Baths ⋅ 202641098 MLS ⋅ 1,120 SqFt. ⋅ Lisa Gaff

Updated where it counts! New furnace and A/C (2024), new water heater (2020), new flooring throughout, fresh cabinetry and a refinished bathtub! Three bed, one and half bath ranch in McKinley Terrace with ana attached garage and 0.17 acre lot. No projects, no surprises - just turn the key and unpack!

3018 Wilder Dr, South Bend

Listing courtesy of Lisa Gaff from White Hat Realty Group, LLC.

$179,900

5 Beds ⋅ 2 Baths ⋅ 202641072 MLS ⋅ 1,688 SqFt. ⋅ Drew Overmyer

Step into a beautifully renovated home where timeless style meets modern comfort. This spacious 5-bedroom, 2-bathroom residence offers over 1,600 square feet of above-grade living space and has been thoughtfully updated from top to bottom. A brand-new roof and siding create a crisp, low-maintenance exterior with great curb appeal. Inside, the home showcases a refined color palette, fresh paint, brand-new LVP flooring, plush new carpet, and an abundance of natural light streaming through the vinyl windows. Both bathrooms have been completely transformed with custom tile surrounds, stylish vanities, and modern finishes. The updated kitchen features new cabinetry, countertops, and stainless steel appliances, creating a functional and inviting space for everyday living and entertaining. Downstairs, the full basement adds even more versatility, with a partially finished area perfect for a rec room, home gym, office, or entertaining space, along with plenty of storage and room to make it your own. Schedule your showing today!

519 S Grant St, South Bend

Listing courtesy of Drew Overmyer from At Home Realty Group. Cell: 574-299-3184

$110,000

3 Beds ⋅ 1 Baths ⋅ 202641047 MLS ⋅ 1,040 SqFt. ⋅ Toni Carter

Welcome to 1733 Caroline St! This inviting South Bend home offers a comfortable layout and convenient location. Featuring two levels of living space plus a basement, the property provides flexibility for everyday living, entertaining, and storage. Enjoy the convenience of being close to area amenities, shopping, dining, schools, and major roadways. A great opportunity to make this home your own!

1733 Caroline St, South Bend

Listing courtesy of Toni Carter from Weichert Rltrs-J.Dunfee&Assoc..

$169,900

3 Beds ⋅ 1 Baths ⋅ 202641040 MLS ⋅ 1,092 SqFt. ⋅ Larry Dietl

Practical updates and room to spread out — that's what 19946 Detroit Avenue brings. The well is two years old and the furnace is five, so two of the larger expenses are already handled before you move in. Inside this three-bedroom, one-bath bungalow, 1,092 square feet is arranged for everyday living. The large eat-in kitchen has space for a full table, making it the natural gathering spot for meals and conversation. A separate formal dining area takes over when you're hosting, so the kitchen stays uncrowded. Three bedrooms keep your options open — a primary, a guest room, and a home office or hobby space. Out back, the porch offers genuine privacy, the kind that makes morning coffee and quiet evenings easy. The corner lot adds breathing room and room to garden, play, or simply spread out, and the quiet street keeps things calm while staying close to shopping, dining, and main roads. For a first home or a downsize, this one covers the practical bases: newer mechanicals, flexible living space, and a layout that works. Schedule your showing today.

19946 Detroit Ave, South Bend

Listing courtesy of Larry Dietl from Cressy & Everett - Plymouth. Cell: 574-286-8934

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.