Clay Homes under $300,000

Welcome to Clay, Indiana – a hidden gem that beautifully balances the charm of small-town living with modern conveniences. Nestled in the heart of Indiana, Clay is a welcoming township that boasts a rich history, vibrant community spirit, and an array of outdoor recreational opportunities. Whether you’re a first-time homebuyer or looking to downsize, Clay offers an inviting atmosphere that makes it easy to call this township home.

One of the standout features of Clay is its affordability in the housing market. With numerous homes available for under $300,000, you can find the perfect property that fits your budget without compromising on quality or comfort. From quaint single-family homes with lush gardens to modern townhouses with contemporary finishes, the options are diverse and appealing. This affordability allows families and individuals alike to enjoy the benefits of homeownership in a peaceful setting.

Clay is also known for its excellent schools, friendly neighbors, and a strong sense of community. Residents can enjoy local parks, community events, and nearby shopping and dining options that enhance the quality of life. The township’s strategic location provides easy access to larger cities, making it an ideal spot for those who appreciate the tranquility of rural living while still wanting the conveniences of urban life.

Explore the charm of Clay, Indiana, and discover the perfect home that suits your lifestyle. With its affordable housing options and warm community atmosphere, Clay is ready to welcome you home!

Newest Clay Homes under $300,000

$287,900

3 Beds ⋅ 2 Baths ⋅ 202641110 MLS ⋅ 1,488 SqFt. ⋅ Kari Schaefer

Fully renovated and move-in ready, this beautiful 3-bedroom, 2-bath home offers the perfect blend of modern updates and comfortable living. The home features a brand-new roof, all-new lighting, and durable LVP flooring throughout. The completely updated kitchen is sure to impress with stylish finishes and beautiful quartz countertops. The primary suite offers a custom-tiled walk-in shower, while the newly renovated guest bath features a custom-tiled shower/tub combination. Outside, enjoy the privacy of a fenced-in, wooded backyard with plenty of room to relax, entertain, or play. A large yard barn with electric provides excellent additional storage, workspace, or hobby space. Completing the property is a convenient 2-car garage. With extensive renovations throughout and desirable indoor and outdoor features, this home is ready for its next owner!

1066 W Melchoir Dr, Santa Claus

Listing courtesy of Kari Schaefer from Key Associates Signature Realty. Cell: 812-631-3132

$259,900

3 Beds ⋅ 2 Baths ⋅ 202641027 MLS ⋅ 1,581 SqFt. ⋅ Kara Hinshaw

Welcome to 900 S Melody Ln, a 3-bedroom, 2-bath brick home offering 1,581 sq ft of inviting living space in Santa Claus. From the moment you arrive, the spacious acreage and welcoming exterior set the stage for a property with room to enjoy, relax, and make your own. Inside, a gas fireplace creates a warm focal point, while the attached 2-car garage provides everyday convenience. A barn adds valuable versatility for storage, hobbies, or equipment, and the bonus lot provides even more possibilities. With 0.49 acres, multiple outbuildings, and a comfortable home, this property offers a wonderful opportunity to enjoy space and country living in a truly inviting setting.

900 S Melody Ln, Santa Claus

Listing courtesy of Kara Hinshaw from Key Associates Signature Realty. Cell: 812-686-3268

$282,900

4 Beds ⋅ 3 Baths ⋅ 202640937 MLS ⋅ 2,108 SqFt. ⋅ Megan Landrum

Completely remodeled and move-in ready! This 4-bedroom, 2.5-bath home in Northwestern School District sits on just under half an acre and offers both a living room and family room, separate dining room, large mudroom, dedicated laundry room, and attached 2-car garage. Major updates include a brand-new kitchen with quartz countertops, new cabinets, sink, lighting, and appliances, plus new flooring, carpet, paint, lighting, hardware, and A/C throughout. The primary ensuite has been completely redesigned with a walk-in shower, new vanity, toilet, and lighted mirror, and both additional bathrooms have been fully updated. Outside, the deck and gazebo have been freshly painted, the exterior pressure washed, and landscaping cleaned up. The work is done — just move in and enjoy.

479 N 480 W, Kokomo

Listing courtesy of Megan Landrum from The Hardie Group. Main: 765-457-7214

$185,000

3 Beds ⋅ 1 Baths ⋅ 202640774 MLS ⋅ 1,196 SqFt. ⋅ Chelsea Detamore

Charming west side ranch in Northwestern School District! Welcome home to this beautifully maintained, move-in-ready 3-bedroom, 1-bathroom ranch offering nearly 1,200 square feet of comfortable living space. Located on the highly desirable West side of Kokomo, this home perfectly blends classic character with an impressive list of recent, big-ticket updates. Step inside to find beautiful original hardwood floors and timeless ceramic tile running seamlessly throughout the functional layout. The heart of the home features a large kitchen and dining room setup. The home is complemented by ample closet space throughout to handle all your storage needs. Breathe easy knowing a premium Aprilaire whole-house air purifier was professionally installed in the spring of 2023. The exterior boasts fantastic curb appeal with fresh paint, new gutters, and new downspouts all completed in the summer of 2021. Take in peaceful mornings with a cup of coffee on the patio, and enjoy extra outdoor storage in the backyard shed, which features a brand-new roof (2024). Best of all, the A/C was completely replaced in 2021, offering total peace of mind for years to come. Don't miss this turnkey gem in a fantastic school district—schedule your private tour today!

1052 N 400 W Rd, Kokomo

Listing courtesy of Chelsea Detamore from Apple Tree Realty, LLC. Cell: 765-419-8411

$299,000

3 Beds ⋅ 2 Baths ⋅ 202640638 MLS ⋅ 1,950 SqFt. ⋅ Shaquia Hairston

Check out this charming 3-bedroom, 2-bathroom home nestled at the end of a quiet cul-de-sac! This inviting home features an updated kitchen and beautifully updated bathroom, offering a fresh and comfortable living space. Enjoy the peace and privacy of a partially wooded backyard, perfect for relaxing, entertaining, or enjoying the outdoors. The home also offers a full unfinished basement, providing plenty of additional space for storage, a workshop, recreation, or the opportunity to create your own finished living area. Located in a peaceful setting with plenty of potential, this home is ready for its next owner to make it their own. Come take a look—you may have just found your next home!

18304 Cypress Dr, South Bend

Listing courtesy of Shaquia Hairston from Heartfelt Homes Realty. Office: 574-400-3295

$265,000

3 Beds ⋅ 2 Baths ⋅ 202640634 MLS ⋅ 2,000 SqFt. ⋅ Jill Brenay

Brick ranch in Clay Township on large lot. Storage galore in finished lower level and (2)outbuildings. Vaulted sunroom, central air, 3 bedrooms. In-ground Gunite pool. Home is sold as is and needs some. Close to universities.

19282 Marion Ave, South Bend

Listing courtesy of Jill Brenay from RE/MAX 100. Cell: 574-315-3902

$289,000

3 Beds ⋅ 3 Baths ⋅ 202640498 MLS ⋅ 2,074 SqFt. ⋅ Kirsten Sharpe

One-owner all-brick ranch offering an impressive amount of space, storage, and comfortable living on a spacious corner lot! This 3-bedroom, 2.5-bath home features large bedrooms, abundant closet space, and new carpet throughout the main level. The eat-in kitchen provides plenty of counter space, while the formal dining room features a bay window overlooking the spacious back yard. Enjoy both a living room and family room, plus a wonderful three-season sunroom with access to the patio and fenced yard. The primary bedroom includes an ensuite bath with tub/shower. Main-level laundry adds convenience, and the unfinished lower level provides excellent storage or future possibilities. A two-car attached garage and garden shed provide additional functionality. Furnace and central air replaced in 2018; water heater replaced in 2016. A well-maintained home with generous living spaces and plenty of room to make it your own!

17971 Darden Rd, South Bend

Listing courtesy of Kirsten Sharpe from Sharpe Realty, LLC. Cell: 574-339-7959

$80,000

3 Beds ⋅ 1 Baths ⋅ 202640450 MLS ⋅ 2,617 SqFt. ⋅ Cheryl Sizemore

Opportunity Awaits! Love the charm and character of an older home and aren't afraid to put in a little work? This could be the opportunity you've been waiting for! Full of character and potential, this charming home is ready for someone to bring it back to life and make it their own. Enjoy small-town living with plenty of room for the family and a spacious backyard. The main level features two bedrooms, a living room, formal dining room, and a kitchen with laundry area. Upstairs, the finished attic offers two additional rooms, providing plenty of flexible space for bedrooms, an office, playroom, or hobbies. The home currently has one generously sized bathroom. The basement houses the mechanicals, keeping them tucked away while leaving the rest of the home's storage areas more accessible. And don't forget the covered front porch-the perfect spot to settle into a rocking chair, relax, and enjoy the charm of small-town life. Bring your vision, your creativity, and a little TLC, and give this old charmer the love it deserves!Seller uses Service Link, if buyer wants to choose title company they will be responsible for all fees. No offers will be responded to until the home has been on the market for 10 days. You can submit anytime, just allow for response time. Home sold AS-IS.

5298 Milton St, Coatesville

Listing courtesy of Cheryl Sizemore from Brick and Ivy Real Estate. cherylsizemoresells@gmail.com

$249,000

3 Beds ⋅ 1 Baths ⋅ 202640336 MLS ⋅ 1,092 SqFt. ⋅ Chelsea Revella

**OPEN HOUSE Sunday, October 4th 2-4PM** This adorable 3-bedroom, 1-bath ranch has been thoughtfully remodeled, offering a fresh, modern feel while maintaining the comfort and functionality of a classic ranch home. Remodeled in late 2023, the home features new lighting and matte black door hardware throughout, along with a beautifully redesigned kitchen featuring crisp white cabinetry, butcher block countertops, a new tile backsplash, stainless steel appliances, gas cooking, a convenient island/breakfast bar, and plenty of storage. The updated bathroom offers a clean, modern design with a new tub and shower surround, contemporary sink, and tall oval toilet. The full, tall basement provides a clean blank slate with plenty of potential to create additional living, recreation, hobby, or storage space to suit your needs. An oversized 2-car garage offers plenty of room for parking and additional storage. Additional updates include a new septic system with tank and field installed in fall 2023, new fence, new water heater, new well tank, and an added electrical hookup for an electric dryer. Located in an exceptional area close to Notre Dame, hospitals, schools, shopping, restaurants, the Toll Road, and more, this charming ranch offers a wonderful combination of updates, potential, and convenience.

54525 28th St, South Bend

Listing courtesy of Chelsea Revella from McKinnies Realty, LLC Elkhart. Cell: 574-309-4350

$299,000

4 Beds ⋅ 3 Baths ⋅ 202640322 MLS ⋅ 2,060 SqFt. ⋅ Alexis Johnson

Welcome home to this beautiful 4-bedroom, 2.5-bath home located in Abby Place! Built in 2018 and offering approximately 2,060 sq. ft. of living space, this home features a spacious and functional layout with plenty of room to spread out. The main level offers a family room currently being used as a kids’ play area, along with a spacious open-concept living room, dining area, kitchen, and half bath. Fresh paint and new flooring throughout the main level give the home a fresh, updated feel. The kitchen comes equipped with stainless steel appliances, ample cabinetry, and a pantry for additional storage. Upstairs you’ll find four generously sized bedrooms, including a spacious primary suite featuring a walk-in closet and private full bath. An additional full bathroom and conveniently located upper-level laundry complete the second floor, with the washer and dryer remaining. Recent updates upstairs include new flooring in both bathrooms and new carpet in the primary bedroom. Additional features include a 2-car attached garage, fresh landscaping, a spacious privacy-fenced backyard, and a deck perfect for relaxing or entertaining. Sale is contingent upon Seller finding and securing suitable housing. Buyer/Buyer’s Agent to verify any and all measurements and school information. Please provide pre-approval letter or proof of funds with all offers.

205 Luke Ct, Kokomo

Listing courtesy of Alexis Johnson from Nicholson Realty 2.0 LLC. Cell: 765-618-6367

$222,900

3 Beds ⋅ 2 Baths ⋅ 202639780 MLS ⋅ 1,098 SqFt. ⋅ Geoff Cavender

Welcome to this charming 3-bedroom, 2-bathroom home situated in a quiet Claypool neighborhood. Key updates include a roof replaced in 2023 and a brand-new furnace installed in 2026. Enjoy outdoor relaxing and entertaining in the backyard featuring a concrete patio complete with a pergola.

103 N Rebecca St, Claypool

Listing courtesy of Geoff Cavender from eXp Realty, LLC. Cell: 574-527-1651

$215,000

2 Beds ⋅ 1 Baths ⋅ 202639520 MLS ⋅ 988 SqFt. ⋅ Cheryl Sizemore

Don't miss this adorable 2-bedroom, 1-bath home with a bonus room in affordable Centerton! This charming home received a complete refresh in 2024, including a new roof, appliances, fresh paint, and updated flooring-with even more improvements made since then. You'll love the character that remains, including original wood details that add warmth and charm. The partially finished attic offers additional storage or could easily become additional storage, game room, hobby area, or whatever fits your needs. Outside, the fenced backyard provides a great space for little ones or your four-legged family members to play. With the elementary school just down the road and convenient access north or south for shopping and everyday essentials, this home offers both charm and convenience. Move-in ready and full of possibilities-come see all this sweet Centerton home has to offer!

6030 Clay St, Martinsville

Listing courtesy of Cheryl Sizemore from Brick and Ivy Real Estate. cherylsizemoresells@gmail.com

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.